Employers who always refuse to pay for their responsibilities to the workplace injured workers are still a headache today. The law mandated a quick response to workers’ compensation claims. It addresses to ensure injured employees are not left financially distressed. When a worker is in a situation where the employer or insurance provider refuses to pay the benefits, it is time to ask for the legal help of compensation lawyers.
Understanding rights and time limits
- Mandatory insurance. An employer must prepare for the workers’ compensation insurance for the workers.
- Strict time limits. Insurers should resolve claims in the allotted days. Failure to do so is subject to a thought of penalty. Filing deadline. The workers’ compensation claim should be filed within 1 year of the following:
- injury
- cessation of temporary disability
- emergency medical treatment benefits
Possible penalties for delays
Late disability payments, insurers should face a penalty for late disability payments.
Unreasonable delays. The higher penalty is applied for delays thought unreasonable, including:
- excessive
- non-accidental
- part of a pattern
Common delay tactics and presumptions
Investigation as pretext
While there is additional investigation by the employers or claims adjusters is legitimate. It is a tactic to safeguard financial interests.
Presumption of liability
If the claim is not denied or approved within the allotted day window, the law presumes the insurer and employer admit liability.
Reasons for denials or delays
Some of the reasons for delays or denials include:
- inaccurate diagnosis
- pre-existing conditions
- insufficient evidence
As the worker faces delays in receiving compensation, it is recommended to consult with the workers’ compensation lawyer. The professional guides through the complexities of the workers’ compensation claim. The professional worker’s compensation lawyer helps understand the benefits of hiring a workers’ compensation lawyer. It supports the worker’s behalf expediting the process.
Engaging professional workers’ compensation law firms ensures the workers’ rights are protected. The professional lawyer helps receive the benefits deserved without needing delay.
When the worker faces the complexities of the worker’s compensation claim, an expert legal assistant is pivotal. It can ensure a fair and timely solution. Workers’ compensation claim is designed for them, to help them during financial difficulties when injured.
Therefore, a responsible employer must provide these benefits to their employees. Protecting the rights to workers compensation must be complied by the employer. The workers’ compensation lawyer can protect the rights of the workers, especially when they lack knowledge about their compensation claims’ rights.
